The Delhi Lakhpati Bitiya Yojana 2026 is a financial assistance scheme launched by the Delhi Government for girls from low-income families. The scheme supports a girl’s education from birth to graduation or a professional diploma.
Under this scheme, the government deposits money at different stages of the girl’s education. Depending on the milestones completed, the total government contribution can reach ₹61,000. With accumulated returns, the maturity amount may grow to approximately ₹1.20 lakh.
The scheme came into effect on April 1, 2026, and replaced the old Delhi Ladli Scheme. Education-linked deposits apply from the academic session 2026–27. Here is a simple explanation of its eligibility, benefits, payment stages, documents and application process.
Table of Contents
What Is the Delhi Lakhpati Bitiya Yojana?
Delhi Lakhpati Bitiya Yojana is a long-term financial support programme managed by the Department of Women and Child Development, Government of NCT of Delhi.
Instead of giving the entire amount immediately, the government invests money in the girl’s name when she reaches important milestones such as birth, admission to school, Class 12 and higher education.
The accumulated amount is paid after she meets the required age and education conditions. The scheme aims to:
- Encourage families to educate their daughters
- Reduce school and college dropout rates
- Support professional and higher education
- Provide financial security to girls
- Protect girls from discrimination and deprivation
- Discourage marriage before 18 years of age
How Much Money Is Available Under the Scheme?
The government provides financial assistance in different instalments. The amount depends on the educational stages completed by the beneficiary.
| Education milestone | Government contribution |
| At the birth of the girl child | ₹11,000 |
| Admission to Class 1 | ₹5,000 |
| Admission to Class 6 | ₹5,000 |
| Admission to Class 9 | ₹5,000 |
| Admission to Class 11 or Polytechnic/ITI after Class 10 | ₹5,000 |
| Admission to Class 12 | ₹5,000 |
| One-year professional diploma | ₹10,000 |
| Two or three-year professional diploma | Up to ₹20,000 |
| Three-year graduation course | Up to ₹20,000 |
| Four-year graduation course | Up to ₹25,000 |
The total government deposit can reach ₹61,000 when all applicable school and four-year graduation milestones are completed. The actual maturity value can be higher because returns are added to the deposited amount.
However, the final amount may differ depending on the milestones completed and the applicable return on the investment. Therefore, families should not treat ₹1.20 lakh as a guaranteed fixed payment in every case.
Who Is Eligible for Delhi Lakhpati Bitiya Yojana?
- The girl child should have been born in Delhi.
- Her birth certificate must be issued by the Registrar of Births and Deaths of Delhi.
- The applicant must have lived in Delhi for at least three years before applying.
- The family’s annual income must not exceed ₹1.20 lakh.
- Benefits are limited to a maximum of two girls in one family.
- The girl should be studying in a Delhi Government, MCD, NDMC or government-recognised school.
- Girls studying in recognised professional diploma, Polytechnic, ITI or graduation courses may also qualify.
- The girl must remain unmarried until the age of 18.
- She must complete the vaccinations required for her age according to government rules.
- The application or renewal must be completed at the required educational milestones.
Recognised higher education courses can be pursued anywhere in India, provided the institution is affiliated with or recognised by the UGC or another competent government body.
Special relaxations are available for school-going girls living in government-run or licensed Child Care Institutions in Delhi where the State acts as their guardian.
Can Existing Delhi Ladli Scheme Beneficiaries Apply?
Yes. Girls already registered under the previous Delhi Ladli Scheme can receive the applicable higher-education benefits under the new scheme.
They will still need to fulfil the relevant conditions, including remaining unmarried until 18 and submitting renewal documents for the next educational milestone.
Parents should not assume that old registration automatically completes all future renewals. The details should be updated whenever the girl enters an eligible class, diploma or graduation course.
Which Documents Are Required?
Applicants should keep the following documents ready:
- Girl child’s Delhi birth certificate
- Aadhaar card of the girl child
- Aadhaar cards of parents or guardian
- Ration card, voter ID or another valid residence proof
- Proof showing at least three years of residence in Delhi
- Joint photograph of the girl and her parents
- Parents’ self-declaration of annual family income
- Self-declaration regarding the girl’s marital status
- School admission or bonafide certificate
- College, diploma, Polytechnic or ITI admission certificate
- Immunisation certificate
- Aadhaar-linked bank account details
For a girl studying in a private recognised school in Delhi, a certificate issued by the school principal and verified by the concerned District Education Officer may be required.
How To Apply Online for Delhi Lakhpati Bitiya Yojana?
Applications are submitted online through the dedicated portal mentioned by the Delhi Government. The general application process is expected to work as follows:
- Visit the official scheme or Delhi Government service portal.
- Register using the parent’s or guardian’s mobile number.
- Fill in the girl child’s personal, family and education details.
- Enter the family income and Delhi residence information.
- Select the applicable milestone, such as birth, Class 1 or graduation.
- Upload the required documents.
- Review the details and submit the application.
- Save the acknowledgement or application number.
- Track the application through the beneficiary login.
The District Women and Child Development Officer verifies and approves applications. Personal interaction or physical verification may also be conducted if required.
Families should use only official government portals and must not pay money to an agent for registration.
What Is the Delhi Lakhpati Bitiya Yojana Last Date?
For registration immediately after birth, parents or guardians should apply within one year from the child’s date of birth.
For school, diploma or graduation milestones, the application should normally be submitted within 90 days of admission. The District Women and Child Development Officer may relax this deadline depending on the facts of an individual case.
A girl who was not registered within one year of birth may still enter the scheme at a later eligible milestone. However, she will normally receive only the payments available from the stage at which she joins.
When Will the Girl Receive the Money?
The money is not paid in cash after every milestone. The contribution is invested in the beneficiary’s name and released after the maturity conditions are completed.
The accumulated amount may be paid:
- At 18 years of age after completing Class 12 as a regular student or through the National Institute of Open Schooling; or
- After completing an eligible Polytechnic or ITI course and attaining 18 years; or
- At 21 years of age after completing the applicable graduation or diploma course.
The maturity amount is transferred to the girl’s Aadhaar-linked bank account.
Premature withdrawal is generally not permitted, and families cannot take a loan against the amount deposited under the scheme.
Is Renewal Necessary at Every Stage?
Yes. Renewal is important whenever the girl reaches another eligible milestone. Parents or guardians must upload a bonafide or admission certificate showing that she is alive and continuing her education.
If a milestone is missed after initial registration, its benefit may be claimed during an upcoming renewal, subject to the applicable rules. However, failing to renew the scheme for a long period can lead to loss of eligibility and withdrawal of the accumulated amount.
Any change in the beneficiary’s school or home address should also be reported to the competent authority with proof within one month.
Conclusion
The biggest benefit of the scheme is that it connects financial assistance with education. It gives families a reason to keep their daughters in school and encourages girls to continue towards a diploma or graduation.
The scheme does not provide immediate monthly income. Instead, it builds a long-term fund that can help the girl when she enters adulthood and prepares for higher education, employment or a professional career.
Eligible families should register on time, preserve all acknowledgement receipts and complete every renewal carefully. For the latest application link or any change in the rules, applicants should check the Delhi Women and Child Development Department and the official Delhi Lakhpati Bitiya Scheme notification.
FAQs
What is the Delhi Lakhpati Bitiya Yojana?
It is a Delhi Government scheme that provides financial support for the education and future security of girls from low-income families.
How much money is provided under the scheme?
The government contribution can reach ₹61,000. With accumulated returns, the maturity amount may grow to approximately ₹1.20 lakh.
Who can apply for the scheme?
Delhi-born girls from families earning up to ₹1.20 lakh annually can apply. The family must have lived in Delhi for at least three years.
When will the beneficiary receive the money?
The accumulated amount is generally released at age 18 after Class 12 or at age 21 after completing an eligible graduation or diploma course.
How can parents apply online?
Parents or guardians can apply through the dedicated Delhi Government portal by submitting residence, birth, income, admission and immunisation documents.
Also, read:- Post Office Savings Scheme for Girl Child: Is It a Good Option for Parents?
Pingback: PARIVARTAN Scheme 2026: Benefits, Eligibility & Apply